Legal Information

Last Updated: March 21, 2017

This website is owned by Crystal Fogleman.

These terms are subject to change at anytime with or without notice.

By viewing this Website or anything made available on or through this website – including but not limited to programs, products, services, opt-in gifts, e-books, videos, webinars, blog posts, newsletters, emails, social media, and/or other communication (collectively referred to as “Website”) – you are agreeing to accept all parts of these Terms of Use. If you do not agree to these terms below, DO NOT ACCESS OR USE THIS WEBSITE.

For Educational  &  Informational Purposes

All content found on the Website is intended for educational & informational purposes only.

Not Legal or Financial Advice

The owner of this website is not an attorney, accountant, or financial adviser, nor does the owner in any way represent themself as any one of the aforementioned professionals. The information contained in this Website is not intended to be a substitute for legal or financial advice that can be provided by your own attorney, accountant, and/or financial adviser. Although care has been taken in preparing the information provided to you, this Website’s owner cannot be held responsible for any errors or omissions, and the owner accepts no liability whatsoever for any loss or damage you may incur. Always seek financial and/or legal counsel relating to your specific circumstances as needed for any and all questions and concerns you now have, or may have in the future. You agree that the information on this Website is not legal or financial advice.

Personal Responsibility

You agree to accurately represent yourself and any information submitted to or through the Website. You further acknowledge that you are participating voluntarily in using the Website and that you are solely and personally responsible for your choices, actions, and results – both now and in the future. You accept full responsibility for any consequences of your use, or non-use, of any information provided on or through this Website, and you agree to use your own judgment and due diligence before implementing any idea, suggestion, or recommendation from the Website to your life, family, or business.

No Guarantees

You fully agree that there are no guarantees as to the specific outcome or results you can expect from using any information that you receive on or through this Website.

Assumption of Risk

You understand and agree that any mention of any suggestion or recommendation on or through this Website is to be taken at your own risk, with no liability on the part of this Website’s owner and you agree to assume all risks.

Limitation of Liability

By using this Website, you agree to absolve the Website’s owner of any liability or loss that you or any other person may incur from use of the information, products, or materials that you request or receive through or on the Website. You agree that the Website’s owner will not be liable to you, or to any other individual, third party, company or entity, for any type of damages, including direct, indirect, special, incidental, equitable or consequential loss or damages, for use of or reliance on this Website. You agree that the owner does not assume liability for accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease or condition or issue, or any other type of loss or damage due to any act or default by the owner or anyone acting as this Website’s agent, consultant, affiliate, joint venture partner, employee, shareholder, director, staff, team member, or anyone otherwise affiliated with this business or the owner, who is engaged in delivering content on or through this Website.

Indemnification  &  Release of Claims

You hereby fully and completely hold harmless, indemnify and release the owner of this Website and any agents of the Website, consultants, affiliates, joint venture partners, employees, shareholders, directors, staff, team members, or anyone otherwise affiliated with this business or the owner from any and all causes of action, allegations, suits, claims, damages, or demands whatsoever, in law or equity, that may arise in the past, present, or future that is in any way related to this Website.

No Warranties

THE OWNER OF THIS WEBSITE MAKES NO WARRANTIES RELATED TO THE PERFORMANCE OR OPERATION OF THE WEBSITE, NOR REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE INFORMATION, CONTENT, MATERIALS, PROGRAMS, PRODUCTS OR SERVICES INCLUDED ON OR THROUGH THE WEBSITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, THE OWNER OF THIS WEBSITE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

Errors  &  Omissions

While every effort is made to ensure the accuracy of information shared on or through this Website, the information may inadvertently contain inaccuracies or typographical errors. The owner of this Website is not responsible for the views, opinions, or accuracy of facts referenced on or through the Website, or of those of
any other individual or companies affiliated with the owner of this Website’s business or the owner of the Website in any way. In short, you agree that the owner of this website is not responsible for the accuracy of the Website, or for any errors or omissions that may occur.

No Endorsement

References or links in the Website to the information, opinions, advice, programs, products, or services of any other individual, third party, business, or entity does not constitute a formal endorsement but just the sharing of information for your educational & informational purposes only. The owner of this Website is not responsible for the website content, blogs, e-mails, videos, social media, programs, products, and/or services of any other person, third party, business, or entity that may be linked or referenced on the Website. Conversely, should a link from this Website appear in any other individual’s, third party’s, business’s or entity’s website, program, product, and/or services, it does not constitute a formal endorsement of them, their business or their website either.

Affiliate Disclosure

This Website generates revenue via affiliate links to products from Etsy.com, Target.com, and Amazon.com. For compliance with FTC guidelines regarding endorsements, and in the interests of transparency, notice will be given of affiliate links on this website where appropriate.

As per Amazon’s terms of service, “We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.”

Please note that the Website’s owner is highly selective about the products and services that are promoted via this Website. At the same time, you agree that any such promotion or marketing does not serve as any form of endorsement whatsoever. You are required to use your own judgment to determine that any such program, product or service is appropriate for you. You assume all risks and agree that this Website’s owner is not liable in any way for any third-party programs, products, or services promoted, marketed, shared, or sold on or through the Website.

Additional revenue is generated through ads displayed via Google Adsense results. I have zero control over what products or services are displayed in these advertisements.

Privacy Policy

The owner of this Website does not share personal information with third-parties, nor is any information collected with regards to your visit to this website used for any purposes other than measuring Website performance through the use of cookies set by Google Analytics.

The owner of this Website is not responsible for any content found on this Website – such as reader comments – being republished in any manner without permission.

Comment Policy

The owner of this Website reserves the right to edit or delete any comments submitted to this Website without notice due to:

  • Comments deemed to be spam.
  • Comments containing profanity.
  • Comments that could be found offensive.
  • Comments directly attacking someone.

Unless otherwise specified, content found within this Website is protected by copyright laws. The owner of this Website reserves any and all rights in this regard. Any unauthorized reproduction in part or in whole without permission is illegal.